Think Smart with TMFG

Episode 144: The Many Mistakes That Are Made On Registered Accounts

Registered Retirement Savings Plans, Registered Retirement Income Funds, TFSAs and RESPs at one time, the rules for these types of registered accounts were pretty straightforward, but they have become rather complicated. Over the years, we have come across many accounts that have been set up incorrectly. Considering that these are some of your biggest assets, they can become very costly mistakes. Join us today as we take you through the best strategies to employ with your registered accounts to ensure you are retaining the maximum value of your investments.

Episode 143: I Finally Bought Some Crypto

No doubt, one of the hottest topics in today's financial and tech world is cryptocurrency. However, as Financial Advisors, one of the critical job requirements is to do our due diligence before recommending anything to our clients. Cryptocurrency is an elusive, misunderstood investment product that the best technical and financial minds struggle to comprehend in its totality. Much like the dot-coms of the late 90s, you have to be sure you're backing the right horse. There are still so many uncertainties surrounding it, and there are little to no controls or protections in place. Join us today as we discuss what we have discovered so far as we begin our investment journey with cryptocurrency.

Episode 142: What Role Does the Realtor Play in the Growing Housing Boom?

Things have definitely changed over the last 20 years in the real estate business. A large part of this change seems to revolve around the real estate agent. At one time, people would ask their agent, "How much is my house worth?" or "How much do you think I could get for it?" More and more, we see the realtor's role developing into an almost auctioneer-like job, creating bidding wars and placing huge amounts of risk on the buyer. Listen today as Advisors Rob McClelland and Mike Connon look at how the real estate market has developed and changed over the years and where it may be heading.

Episode 141: What Would You Do with 10 Million Dollars?

Over the years, we have spoken to many investors who ask us what they should do with their financial windfalls. There are so many scenarios to consider; should I invest now? Should I wait until prices come down? Should I buy an expensive house? It's often pretty hard to make the call. Find out today what the best strategy is on ThinkSmart with TMFG.

Episode 140: Are Things Real Anymore?

Every day we move closer and closer to a virtual world. Embracing the virtual option has created incredible efficiencies in so many aspects of our daily lives. From doctor's appointments to travel, even the notoriously steadfast financial services industry has made giant leaps over the years, with e-transfers and e-signatures becoming the norm. Newer still, cryptocurrency, that dark horse that defies definition. So how can an investor capitalize on this virtual world? Listen today to ThinkSmart with TMFG to find out.

Episode 139: Disconnect Between Levels of Government Causes Issues

There is often a disconnect between how the various levels of government handle several essential elements of our society, i.e., immigration, housing, trade, medical care. Each plays a role in the financing and governing rules and laws, yet these don't always work together cohesively. The transfer of funds and policy at the municipal, provincial, and federal levels can cause gaps in the system. Listen today to find out more.

Episode 138: Do You Know More Than Your Financial Advisor?

As you gather with friends and family this holiday season, you might hear the familiar sound of someone else's success. What are you missing out on? Where should you put your money? Cryptocurrency is exciting, and yet the fear of inflation looms. What can you count on to make you financially successful? Does your Advisor know anything for certain? Find out today on ThinkSmart with TMFG. 

Episode 137: Where Are the Best Cities To Retire?

There are many factors to consider when choosing where to spend your retirement years. Today on ThinkSmart Financial Planners, Rob McClelland and Mike Connon discuss some of the things you should keep in mind when making your decision and what it costs to retire to most North American cities. 

Episode 136: Global Diversification

Today on ThinkSmart Senior Financial Planners, Rob McClelland and Mike Connon, look at global diversification. No one part of the world can ever dominate the market. What does the world marketplace look like? What are some of the statistics and some of the larger companies that affect them?

 

Episode 135: Speculation vs. Investment

Is there a difference between speculation and investing? Find out what separates the two. Things may not always be as clear as you think. What are SPACs, memes and tangibles? Listen to find out what is happening in the market today.