Episodes

2 days ago
Episode 316: Real Talk about Real Estate
2 days ago
2 days ago
Welcome to another insightful episode of Think Smart with TMFG.
In this episode, Mike Connon is joined by Senior Financial Advisor Carlo Cansino of The McClelland Financial Group of Assante Capital Management to explore the current state of the real estate market.
Together, they unpack how rising interest rates and shifting market dynamics are impacting both homeowners and prospective buyers.
From high carrying costs to the hurdles of buying and selling in today’s environment, Mike and Carlo shed light on the real-world challenges of real estate and the importance of setting realistic expectations when it comes to property values.
With real-life anecdotes and expert insights, they provide practical guidance for anyone trying to make sense of an increasingly complex housing landscape.

Tuesday Jul 01, 2025
Episode 315: How Wars Impact Global Economies
Tuesday Jul 01, 2025
Tuesday Jul 01, 2025
In this episode, Michael Connon, Senior Financial Advisor at The McClelland Financial Group of Assante Capital Management, sits down with fellow Senior Financial Advisor Carlo Cansino to explore how global conflicts—from World War I to recent tensions in the Middle East—have historically influenced investor behaviour and market performance.
Discover the surprising resilience of financial markets during wartime, and why staying invested through periods of uncertainty can be one of the smartest strategies for long-term success. Whether you're a seasoned investor or just beginning your financial journey, this episode offers valuable insights on managing your portfolio in turbulent times.

Tuesday Jun 24, 2025
Episode 314: Why You Should Always Keep the End Goal in Mind
Tuesday Jun 24, 2025
Tuesday Jun 24, 2025
In this episode of Think Smart with TMFG, Mike Connon welcomes special guest Carlo Cansino for a compelling conversation on the tension between instant gratification and long-term planning. Inspired by recent travels through Europe, they reflect on the breathtaking architecture of Barcelona’s Sagrada Familia and the intentional, forward-thinking design of ancient wineries. These timeless structures set the stage for a deeper dive into investing—comparing the patient, purpose-driven approaches of the past with today’s fast-paced, quick-return mindset. Discover why staying focused on long-term goals is critical to navigating the complexities of a modern investment portfolio.
Tune in for a thoughtful exploration of how resilience and vision—whether in stone or strategy—shape lasting success.

Tuesday Jun 17, 2025
Episode 313: The AI Shift: How Artificial Intelligence is Reshaping Our World
Tuesday Jun 17, 2025
Tuesday Jun 17, 2025
In this episode of ThinkSmart with TMFG, Mike Connon is joined by special guest John Iaconetti for a dynamic conversation on the innovations that have fundamentally changed the way we live. From the invention of the wheel to the rise of artificial intelligence, they explore groundbreaking moments in technology, medicine, and finance.
Hear engaging stories—like how wine production became automated, why alternating current revolutionized electricity, and how modern financial planning software is reshaping the advisor-client relationship.
Tune in for a thought-provoking discussion on how innovation continues to shape our daily lives, influence industries, and push the boundaries of what’s possible.

Tuesday Jun 10, 2025
Tuesday Jun 10, 2025
We're bringing back this episode of Think Smart with TMFG, where Rob McClelland and Mike Connon take a hard look at a common pitfall in Canadian investing: home bias.
With many portfolios allocating around 50% to Canadian equities—despite Canada making up just 2.6% of the global market—they unpack why this imbalance could be holding investors back.
Rob and Mike explore the risks of overconcentration, especially with Canadian banks dominating so many portfolios. They compare historical returns across global markets, including the U.S. S&P 500, and highlight how major pension plans keep Canadian exposure as low as 4%. From tax efficiency to better global diversification, they lay out why broadening your investment horizon might lead to better outcomes.
If you're rethinking your portfolio—or just curious about what the big institutions are doing differently—this episode is worth another listen.

Tuesday Jun 03, 2025
Episode 311: Why Insurance is Evil
Tuesday Jun 03, 2025
Tuesday Jun 03, 2025
Welcome to Think Smart with TMFG. In this engaging episode, hosts Rob McClelland and Mike Connon are joined by financial advisor and insurance specialist John Iaconetti, as they delve into the complexities of insurance. From the chaotic streets of the Philippines to the intricacies of the insurance industry, they explore why insurance is often perceived as both a blessing and a curse.
Discover the reasons behind the high costs associated with insurance, the role of reinsurance, and how insurance companies manage to stay profitable despite disasters. John shares insights on the importance of insurance in safeguarding income and other significant assets, emphasizing why it is considered a necessary evil in financial planning.
Through real-world examples and expert discussions, learn about different types of insurance, including health, critical illness, and travel, and their roles in protecting individuals and families from unforeseen financial burdens. This episode provides valuable guidance on making informed insurance decisions to ensure a secure financial future.

Tuesday May 27, 2025
Episode 310: The Coming Recession
Tuesday May 27, 2025
Tuesday May 27, 2025
Welcome to Think Smart with TMFG, your go-to podcast for relevant news impacting Canadians. In this episode, hosts Rob McClelland and Mike Connon from Assante Capital Management explore the indicators of an impending recession and discuss potential strategies for navigating economic downturns. From the role of market behaviour to the impact of tariffs and layoffs, gain valuable insights into how a recession is defined and what to watch out for. Learn about historical recessions and get practical tips for personal finance and business preparedness. Tune in to stay informed and learn how to build resilience in times of financial uncertainty.

Tuesday May 20, 2025
Episode 309: Spending Lessons in Retirement
Tuesday May 20, 2025
Tuesday May 20, 2025
In this week’s episode of Think Smart with TMFG, Senior Financial Advisors Rob McClelland and Mike Connon from Assante Capital Management discuss one of the most frequently asked questions about retirement: Will you spend more or less once you stop working?
Drawing from a recent Globe and Mail study, Rob and Mike explore real-world retirement spending patterns and challenge the notion that inflation impacts Canadians over 65 the same way it does everyone else. They unpack generational spending habits, shifting lifestyle priorities, and the importance of tailoring your financial plan to reflect how retirement spending really works.
Whether you're nearing retirement or planning well ahead, this episode offers valuable insights into how to build a strategy that supports both your needs and your goals in the years ahead.
Don’t miss this essential conversation about making your retirement both sustainable and enjoyable.

Tuesday May 13, 2025
Episode 308: What Canada’s New PM Means for Your Money
Tuesday May 13, 2025
Tuesday May 13, 2025
Welcome to another episode of Think Smart with TMFG, where Senior Financial Advisor Mike Connon of Assante Capital Management is joined by Senior Financial Advisor special guest Carlo Cansino for a dive into recent political changes in Canada.
With Mark Carney stepping in as the new Prime Minister, Mike and Carlo explore how his leadership is shaping the nation’s direction—tackling issues like national sovereignty, trade relations, and sweeping economic reforms. From resisting U.S. pressures to eliminating the carbon tax, they break down what these shifts mean for investors, business owners, and everyday Canadians alike.
Tune in for a thoughtful discussion on the election aftermath, Canada’s renewed focus on urban development and housing affordability, and the future of international trade partnerships. Plus, get expert analysis on the capital gains tax overhaul and how it could impact Canadian businesses, estates, and long-term wealth strategies.
If you want to understand how today’s politics are influencing tomorrow’s financial landscape, this is an episode you won’t want to miss.

Tuesday May 06, 2025
Episode 307: Things to Think about Before doing Something Yourself
Tuesday May 06, 2025
Tuesday May 06, 2025
Welcome to another episode of Think Smart with TMFG, where Senior Financial Advisors Rob McClelland and Mike Connon of Assante Capital Management tackle the age-old question: when should you do it yourself, and when is it smarter to leave it to the pros? From scrubbing garage floors to managing investment portfolios, they explore a wide range of scenarios—financial and otherwise—where calling in an expert can save you time, money, and stress.
Tune in as Rob and Mike share personal stories, practical advice, and a helpful checklist to guide your decision-making: Do you enjoy the task? Do you have the time? And most importantly, do you have the right skill set? Mike breaks down the hidden costs of DIY gone wrong, while Rob explains how professionals can bring both peace of mind and better results.
Whether you're a hands-on problem solver or a fan of strategic delegation, this episode offers valuable insight—and a few laughs—on how to make smarter choices every day. Sometimes, the smartest move is knowing when not to do it yourself.