Think Smart with TMFG

Episode 164: Investors Have Got It Wrong Again

We see it time and time again the markets take a downturn and investors act against the basic principle of "buying low and selling high." Investors have done the opposite of what they should be doing and have stopped investing.  Today on ThinkSmart Senior Financial Advisors Rob McClelland and Mike Connon discuss strategies to take advantage of the current market.

Episode 163: Top 10 Biggest Investor Mistakes

Today's podcast focuses on our top 10 biggest investor mistakes. Do you think you might be making some of them?
Find out more today from Senior Financial Advisors Rob McClelland and Mike Connon as they discuss some of these common yet detrimental mistakes.

Episode 162: Strategies to Enjoy Your Retirement

Let's talk retirement strategies. There are generally three stages to retirement; they are the "Go-Go" the "Slow-Go" and the "No-Go". 
Listen today as Senior Financial Advisors Rob McClelland and Mike Connon discuss a new phase they are considering and why you might want to also.

Episode 161: Markets: We’re Definitely In a Bear Market!

 We're Definitely in a Bear Market! 

It comes as no great surprise that we are in a bear market. How long are we expecting this to last and how will your equity portfolio fair in the long term? What do we know about the history of bear markets?  Listen today as Senior Financial Advisors Rob McClelland and Mike Connon discuss some of the shocking data on these market cycles. 

Episode 160: What’s Going on in Today’s Markets?

A lot is going on in the markets today; real estate is down, stocks are down, inflation and interest rates are on the rise, supply chains are still disrupted, and a war is raging in the Ukraine. So with all these major social and economic shifts, are we skating the edge of the dreaded word Recession? Listen today as Senior Financial Advisors Rob McClelland and Mike Connon discuss the role of government, the Bank of Canada, and other foreign and domestic influences on the Canadian market.

Episode 159: Are You Working with a Stagnant Advisor?

Across all industries, it's important to work with the best. Now that doesn't always equate to the most expensive, what it does require however is an individual who is committed to staying current and educated. Far too often specialists can become complacent and when it comes to something as crucial as your finances it shouldn't be tolerated. Make sure your advisor is giving you the best there is to offer. Listen today as Senior Financial Advisors Rob McClelland and Mike Connon identify some of the key things you should be looking for when choosing your financial advisor.

Episode 158: Fee Rates: Bad Marks for Canadian Fund Fees

Morningstar has given Canadian fee rates an official thumbs down. Find out why we are getting such poor marks. What goes into making up a fee rate? Why is unbundling your fees advantageous and how do we stack up? Listen today as Senior Financial Advisors Rob McClelland and Mike Connon break down the mystery behind fee rates.

"Key Points"
Fee Rates
ETFs
Mutual Fund Rates
Canadian Fees vs. U.S. Fees
Graduated Fee Schedule
Active Management
Fee Deals
Management Fees
Investor Behaviour 

Episode 157: REITs, a Great Way to Add Real Estate to Your Portfolio

Why does this incredibly successful investment product never make the big headlines? What are REITs and how do they work? Listen today as Senior Financial Advisors Rob McClelland and Mike Connon fill you in on why they might be a great investment option to add to your portfolio.

Episode 156: Jumping on The Investment Bandwagon

The FAANG (Facebook, Amazon, Apple, Netflix, and Google) stocks have been on everyone's investment radar for years. How could you ignore their performance when the hype was everywhere. What are these major tech stocks looking like today? How easy is it to value or overvalue stocks? Why choose value stocks versus growth? Fear of Missing Out (FOMO) is ever apparent in the investment world, but here's why you should give it a miss. 

Episode 155: Things You Can Do To Reduce Your Tax Bill

Different types of investments create different types of income. Today on ThinkSmart Senior Financial Advisors Rob McClelland and Mike Connon take an in-depth look at tax optimization; ways to avoid paying unnecessary taxes and triggering capital gains. They also discuss the advantages of the funds we use.