Think Smart with TMFG

Episode 194: Cash Solutions

Why your cash should be making money for you and not for your bank.

While interest rate hikes can be daunting for those who are carrying large amounts of debt they can be a boon to those who are holding funds in cash. Today on ThinkSmart Financial Advisors Rob McClelland and Mike Connon go in-depth on the topic of cash holdings. They will discuss various products from high-interest savings accounts, and GICs, to money market funds, short-term bonds, and more. What are the advantages and disadvantages of each, and how you might capture that extra interest that belongs to you? 

Episode 193: It’s Time to Travel Again!

Our best practices for travel in 2023. How are things looking out there in the travel world? Listen today to hear our advice and feedback from our recent travels abroad on everything from flights, to hotels, and rental cars. 

Episode 192: Rising Interest Rates Might Not Be All Bad?

We just keep getting slammed by interest rates from all sides. This is especially problematic for those who are still coping with debts or mortgages. But on the other hand, there are actually some benefits. Listen today to find out why the rising interest rates might be unfathomably positive.

Episode 191: The Disengaged Spouse

Evidence shows that women outpace men in lifespan by a minimum of five years. Yet we often see that only one partner does all the financial heavy lifting while the other remains disengaged and uninformed. Ensuring that both partners are engaged in understanding their finances is crucial to the future of the surviving spouse. Not only does it provide the arena for developing a shared vision of your plan it allows you to highlight any unforeseen discrepancies. If you consider yourself or your spouse disengaged, it's not too late. Listen today to Senior Financial Advisors Rob McClelland and Mike Connon to discover your next steps.

Episode 190: Liquid vs. Illiquid Assets

Let’s talk liquidity. How liquid is your portfolio? How does fixed income affect your buying power? What will fit your needs best? Will it be GICs, bonds, cash or stocks, and mutual funds? Listen today to Senior Financial Advisors Rob McClelland and Mike Connon as they discuss how these financial products work individually and in combination to create an ideal investment strategy.

Episode 189: Why Rebalancing a Portfolio is Important

Rebalancing is a very important element of a sound and profitable investment philosophy. Listen today to Senior Financial Advisors Rob McClelland and Mike Connon as they explain why and how the rebalancing of your portfolio works to your advantage.

Episode 188: Rising Interest Rates and the Effect on Homeowners

Interest rates continue to plague the economy with no relief in sight. How are they affecting today's homeowners and how might they affect the future of Canadian home ownership? 

Join Senior Financial Advisors Rob McClelland and Mike Connon as they discuss the current state of interest rates and where they may be headed.

 

Episode 187: Why You Should Involve Your Financial Advisor in Your Decisions

Your Financial Advisor is there to help you with the many decisions that impact your finances throughout your lifetime. Leaving them out of the loop on some of your most important choices is only doing you a disservice. Whether you've upsized your cottage or donated your liquid assets to fund your children's first home purchase, keeping your Advisor apprised is an integral part of your whole-life equation.

Episode 186: Conflicts of Interest That Impact Your Investments

Conflicts of interest exist everywhere in the marketplace. They may be hidden in places you would never suspect.  Join Senior Financial Advisors Rob McClelland and Mike Connon as they discuss  George Athanassakos's article on conflicts of interest in the investing world. How they affect portfolio managers, analysts, rating agencies, and even the financial media.

Episode 185: 5 Concepts for Successful Investing from Tuck School of Business Professor Ken French

Join Senior Financial Advisors Rob McClelland and Mike Connon as they discuss 5 concepts for successful investing as developed by Professor Ken French from the Tuck School of Business, Head of Investment Policy and board member of Dimensional Fund Advisors working in collaboration with Eugene Fama, Nobel Prize Laureate in Economics.